💡 Key Highlights
Mudra Loan Yojana provides collateral-free loans up to ₹10 Lakhs to non-farm micro-enterprises under three categories — Shishu, Kishor, and Tarun — to encourage small business growth.
Eligibility Criteria
01
Indian citizen aged 18 years or above.
02
Non-farm micro or small business owner.
03
Business plan or existing small business.
04
No default history with any bank or financial institution.
Required Documents
✓ Aadhaar Card
✓ PAN Card
✓ Business Proof / Registration
✓ Bank Statement (last 6 months)
✓ Passport-size photographs
✓ Address Proof
How to Apply Online
1
Step 1: Choose Category
Decide Shishu (up to ₹50K), Kishor (₹50K–5L) or Tarun (₹5L–10L).
2
Step 2: Approach Lender
Visit any bank, NBFC or MFI offering Mudra loans.
3
Step 3: Submit Documents
Fill the Mudra application form and submit required documents.
4
Step 4: Approval & Disbursal
Loan approved and disbursed based on business plan review.
Official portal link provided by the respective authority.
Apply Now